Do you think getting only health or/and vehicle insurance are enough to get insured? If you really want to lead a risk-free, hassle-free, and financially secured life, you should get few of the other insurance products. You never know when emergencies afflict your lives leading to huge financial losses. For example, an accident may disable you for life or would require you to undergo some operation that would weigh high on your pockets. Here, an accident insurance or a personal accident insurance will well take care of your risks associated. Your house or your business establishment may catch fire or undergo related damages. In this case, fire insurance will take care of the losses. The list of sudden happenings just goes on. Before it is too late, stay secured. Go online and look for the aforesaid policies. Yes, policies do differ from one company to another.
You should be wise enough to take an informed decision. Go for the one that cove rs a whole lot of benefits against a competitively low premium. You will not regret! When we speak of fire insurance, you can go for a comprehensive policy that not only includes fire damage but also related damages such as cover for loss caused due to lightning, storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation, subsidence and landslide including rockslide, impact damage, explosion / implosion, bursting and/or overflowing of water tanks, apparatus and pipes, aircraft damage, riot, strike and malicious damage, missile testing operations, bush fire, leakage from automatic sprinkler installations. Go for a fire insurance that covers all aforesaid causes in one package. You thus get many times benefited against a single policy. If you pay some extra amount, you can add more coverage such as damage caused due to the effects of terrorism, earthquake fire and shock, spoilage material damage, spontaneous combustion, leakage and contamination, deterioration of stock in cold storage premises, molten metal spillage, and more. So, if you are all geared up to buy a fire insurance policy, get one that covers all aforesaid benefits. When we speak of personal accident insurance, the segment may cover both corporates and individuals. Whatever the policy is related to personal accident insurance, it provides cover against accidental bodily injury, death or disablement. Do also consider whether medical expenses, cost of travel, air ambulance, modification of residence or vehicle, etc are covered or not in your personal accident insurance.Roben Williams has shared and recommends his professional opinion about general insurance, insurance companies in India, car insurance, corporate insurance and health insurance companies in india like l and t insurance etc. He has over 25 years of experience as insurance adviser.
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