An auto insurance specialist is not the same as a person who is selling life insurance. While the product is the same (insurance) there is a very different need for people who look for auto insurance.
Auto insurance is basically a term insurance. This means that there is no cash value for the insurance you buy and you have to renew every year with possible increase in the premium.
What makes auto insurance different from a normal term insurance is that it is possible to LOWER your premiums as years go by. This is the job of the auto insurance specialist as he has the industry knowledge and knows which insurance will bring in the best and most suitable rates for his clients.
Anyone who buys auto insurance will know that there are a few factors that determine the premium payable. In many cases, it is based on 3 main factors:
1) Type of vehicle insured
2) Driving experience
3) Accident records
The good news is that a good specialist will know how to advise his client in order to get a lowest premium.
For example, if the drive is new, it is advisable that the new driver get a cheaper or 2nd-hand car. This will reduce the premium of the insurance.Similarly, if a person who has 5+ years of driving experience with zero accident records can get a really low premium, even if he get an expensive car. The reason is due to the proven track record of the driver.
In general, most insurance companies reward drivers with zero accident records and it can go as high as 30%-40% discount on the premium.
If you don't know whether you have a good driving record, this is the job of the insurance specialist to check and give you the advice.
So make a good choice. Go window shopping a little. Visit this website and get a no obligation quote for your auto insurance now. The website is: http://www.getmylifeinsurance.com/Auto-Insurance.html
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